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Self employed borrowers often find themselves struggling with debt ratios on their mortgage applications as a result of expense write-offs on their business tax returns.

Our No Tax Returns mortgage allows the use of bank statements to document cash flow to be used to calculate income in lieu of providing 1120's or 1040's.

Pay ZERO lender and broker fees PLUS get a CLOSING COST CREDIT on our Zero Mortgage Plus program.

We put the choice in the hands of the borrower!  You choose your combination of rate and closing cost credit to customize your mortgage terms to fit your needs.

Every client has their own unique situation!

• How much of your savings do you want invested in your home?
• What's more important, your monthly payment or limited immediate funds?
• How long do you plan on living in the home?
• Do you want the biggest home you can afford or do you prefer a modest home and rather fit travelling into your budget?

We help you customize your mortgage financing to fit your goals and life style and have been serving local family's mortgage needs for 30 years.

See what your neighbors say about their experiences with The Elite Lending Team at www.EliteLending.reviews