When to Talk to Your Mortgage Pro About Pre-Qualifying


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It's helpful to see a mortgage professional first, even before you have decided the sort of house you hope to find. What for? Perhaps it is difficult to understand the way we can help even before you start to calculate your offer.

We Will Help You Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We will do this by reviewing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

At the point you are considered eligible, we document our confidence in your capacity to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qualification Power

With your pre-qualification letter, some advantages fall at your feet once you locate the house you want to make an offer for. First, it lets you know how much you can offer. More important to the home seller, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They won't need to be concerned that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. You have the sway of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. During this process, we calculate your borrowing potential - reviewing your earning status, money available for down payment, debt, income, and other circumstances. It's short and basic; and we keep the paperwork light.

One-on-One

While you can try our mortgage calculators on our site, it will be a good idea to sit down and talk with us. For one thing, you'll want a Pre-Qualification Letter! Then, we'll make sure we have found the ideal mortgage loan program for your situation. Let us help you get started: Call us at 5613734149.