Why it's Important to Pre-Qualify


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It's valuable to consult with your mortgage professional early — even before you have started to research neighborhoods. What for? If you don't yet know how much home you want to qualify for, what can we do for you?

Pre-Qualify

We will help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. In the process, we explore your capacity to borrow - looking at your employment, money available for down payment, existing debt, income, and other areas. It's short and to the point; We take pride in keeping the paperwork light.

We award you a Pre-Qualification Letter when you qualify, which documents that we are confident you will qualify for up to a certain amount of mortgage loan dollars.

Power in the Pre-Qual

Some advantages open to you after you've found your next house, and have pre-qualification power. The first is that you'll know what you will be able to afford when determining the offer. Having pre-qualification will also make your offer more attractive to the home seller, like you were bringing them a big box of cash! They need not be concerned that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

We can help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. During the process, we explore your capacity to borrow - analyzing your job, available money for down payment, debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

One on one

While you can benefit from our tools to calculate mortgage variables on our website, it's essential to meet with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. Then, we can make sure we have found the ideal mortgage program for you. We're eager to meet with you: call us at 5613734149.