Why it's Important to Pre-Qualify

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Even if you haven't researched homes to view yet, it can be important to contact your mortgage professional first. Why? Perhaps it's hard to fathom how we can help even before you begin to calculate your offer.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for. During this process, we determine your capacity to borrow - analyzing your earning status, money available for down payment, existing debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter if you qualify, that documents that we are confident you can qualify for a certain amount of mortgage loan dollars.

Pre-Qual Power

After you locate the house that is ideal for you, and you decide to put together an offer, being pre-qualified for a mortgage loan will do several things. The first is that you can be sure what you'll be able to afford when determining the offer. Having pre-qualification also will make your offer look even better to the seller, as if you were bringing them a bag full of cash! They won't need to wonder if that they're wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to worry about. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. We can do this by analyzing your income and debts, your work and housing circumstances, your funds available for a down payment, required reserves, and other financial considerations. We will require a minimum amount of paperwork, with a quick process.

Face to Face

While you are encouraged to benefit from our tools to calculate mortgage variables on this site, it will be a good idea to meet with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. For another thing, we might locate a different mortgage choice that is a better fit for you. We are waiting to meet with you: contact us at 5613734149.

Have questions about pre-qualifying? Call us at 5613734149. It's our job to answer pre-qualification questions, so we're happy to help!