The Importance of Pre-Qualifying

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Even if you haven't narrowed down houses to visit yet, it's valuable to contact your mortgage loan professional early. What for? What can we do for you if you have not negotiated a purchase amount, and don't yet know the amount you want to borrow?

We Will Help You Pre-Qualify

We can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a quick process.

After you are considered eligible, we prove our confidence in your ability to qualify for a loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

Some advantages open to you when you've found your dream house, and have pre-qualification power. First, it helps you know how much you're able to offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a bag full of cash ready to make the deal! They will not have to worry that they're wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to lose sleep over. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. The process walks you through your finances - your debt, income, job, cash available for down payment, among other things. It's short and basic; and we keep the paperwork to a minimum.

One-on-One

It's important to sit down and talk with us, even though you are free to also utilize the helpful mortgage loan calculators on our website. That way, we will help you get your pre-qualification letter. Next, we can study your mortgage loan choices and be sure you have chosen the best one. We are eager to meet with you: contact us at 5613734149.

Have questions about pre-qualifying? Call us at 5613734149. We answer pre-qualification questions every day.