Why Pre-Qualify?

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Even if you haven't so much as picked out houses to visit yet, it's advantageous to see your mortgage loan professional first. Why? When you do not know yet how much home you want to qualify for, how can we help?

Pre-Qualify

We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. This process takes you through your finances - your debts, income, job, and cash available for down payment, among other things. We will require a minimum amount of paperwork, with a short,basic process.

After you qualify, we give you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are helping you to find the right loan program to meet your situation and that we're confident you will qualify for a mortgage loan for a certain amount.

Pre-Qualification Power

Some advantages open to you once you have found your next house, and have achieved pre-qualification. First, it lets you know the amount that you are able to offer. Being pre-qualified also will make your offer look even better to the seller, as if you were bringing them a big box of cash! They will not have to wonder if that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back up your offer.

We can help you pre-qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for. The process outlines your finances - your debts, income, job, down payment money, among other things. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the mortgage calculators available on our site to calculate the size mortgage you will be able to afford - but it's also essential to meet with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your loan choices to make sure you are in the best one. Let us get you started: Call us at 5613734149.

Have questions about pre-qualifying? Call us at 5613734149. It's our job to answer pre-qualification questions, so we're happy to help!