Why Pre-Qualify?

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It's helpful to see a mortgage loan pro early, even before you have decided the kind of house to search for. What for? When you do not know yet how much house you want to qualify for, how can we help?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for. The process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

We award you a Pre-Qualification Letter once you qualify, that documents that we are confident you'll qualify for a specific amount of mortgage dollars.

Power in the Pre-Qual

Armed with your pre-qualification letter, a number of advantages are yours once you find the house you want to put together an offer for. First of all, you have some concrete numbers in mind, as the total you can borrow. Being pre-qualified also will make your offer more attractive to the home seller, as if you were bringing them a suitcase of cash! They won't have to wonder if that they're wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to fret over. You will have the clout of a buyer ready to make the deal on the spot!

We can help you pre-qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. We can accomplish this by analyzing your debts and income, your employment and residence circumstances, the funds available for a down payment, required reserves, and some other things. We will ask for a minimum amount of paperwork, with a quick process.

One on one

You can always use the mortgage calculators on our site to calculate how much mortgage you will be able to afford - but it's also valuable to talk with us. For one thing, you will need a Pre-Qualification Letter! Then, we can make sure we have the right mortgage loan program for you. We're waiting to hear from you: call us at 561-373-4149.

Have questions about pre-qualifying? Call us at 561-373-4149. We answer pre-qualification questions every day.